⚠️ LEGAL DISCLAIMER

Last Updated: January 1, 2025 • READ CAREFULLY BEFORE USING

Development Agency: FinSecureTech AI • Owner: Sukdev Yadav • Location: Amethi, Uttar Pradesh, India • Educational Tools Only
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CRITICAL WARNING
MyPtoCalculator.com provides ESTIMATES ONLY

We are NOT HR professionals, lawyers, or financial advisors. Calculator results are APPROXIMATIONS.

What We Are NOT:

  • ❌ NOT HR professionals or consultants
  • ❌ NOT lawyers or legal experts
  • ❌ NOT financial advisors or accountants
  • ❌ NOT employment experts
  • ❌ NOT tax professionals
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Nature of Our Service

We provide educational calculator tools for estimates based on:

  • Standard mathematical formulas
  • Typical US employment practices
  • General industry standards
  • Common HR policies
What We ProvideWhat We Do NOT Provide
Educational estimates Official calculations
Planning tools Legal determinations
General information Professional advice
Starting points Final answers
Helpful approximations Guaranteed accuracy
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Accuracy Limitations

Calculator results are ESTIMATES ONLY. Actual calculations may differ due to:

Factors Affecting Accuracy
  • Company-specific PTO policies
  • State labor law variations
  • Individual employment contracts
  • Union agreements
  • Specific payroll systems
  • Tax regulations
  • Timing and proration issues

Example: Our calculator might estimate 80 hours annual PTO, but your actual could be 88, 76, or different.

Accuracy Statement

We CANNOT guarantee calculator results match actual PTO balances. Differences of 5-20% are common.

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No Liability for Decisions
NO LEGAL RESPONSIBILITY

We accept NO liability for decisions made based on calculator results.

You use our calculators AT YOUR OWN RISK. We are not responsible for:

  • Financial losses from planning decisions
  • Employment consequences
  • Legal issues from misunderstandings
  • Tax implications
  • Any damages or harms
Professional Verification Required
REQUIRED ACTION STEPS

Before ANY decisions based on our calculator results, you MUST:

  1. Verify with HR department
  2. Check official payroll system
  3. Consult legal professional if needed
  4. Review employment contract
  5. Confirm state labor laws
Our Calculator ResultsWhat You Should Do
PTO Balance Estimate Verify with HR/payroll
Accrual Rate Calculation Check employee handbook
PTO Payout Estimate Consult HR & legal advisor
State Law Information Verify with state department
Tax Implications Consult tax professional
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Educational Purpose Only

We are an educational website designed to:

  • Help understand PTO concepts
  • Provide practice calculations
  • Offer planning tools for estimation
  • Educate about US PTO practices
  • Serve as starting point for discussions
Appropriate Uses
  • Learning how PTO accrual works
  • Planning potential vacation time
  • Estimating approximate balances
  • Understanding calculation methods
  • Preparing questions for HR
Inappropriate Uses
  • Making final employment decisions
  • Quitting job based on calculations
  • Filing legal claims without verification
  • Refusing to consult professionals
  • Assuming calculations are binding
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State & Company Variations

State Law Variations: PTO laws vary significantly by state:

  • CA: Required payout of all accrued PTO
  • TX: Follows company policy only
  • NY: Specific sick leave requirements
  • IL: Vacation considered earned wages

Company Policy Variations: Every company has unique policies:

  • Accrual rates and periods
  • Carryover limits
  • Waiting periods for new employees
  • Tenure-based increases
  • Payout policies on termination

Your employee handbook and HR policies are the official source.

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Your Acknowledgment & Agreement
BY USING OUR SERVICE, YOU ACKNOWLEDGE:

1. Calculators provide estimates only
2. You will verify with professionals
3. We are not liable for decisions
4. This is for educational purposes

Required User Agreement

By using MyPtoCalculator.com, you agree:

  1. You understand calculators provide estimates only
  2. You will verify with appropriate professionals
  3. You accept responsibility for decisions
  4. You will not hold us liable
  5. You understand this is educational
Bottom Line

Our calculators are helpful planning tools, but NOT substitutes for professional advice, official calculations, or legal determinations.

Use them as starting points, not final answers. Always verify with professionals.

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Questions & Contact

For Disclaimer Questions: legal@myptocalculator.com

For Calculator Questions: support@myptocalculator.com

Response Time: 3-5 business days

Note: We cannot provide professional advice via email. Consult qualified professionals.

This disclaimer is subject to change. Continued use constitutes acceptance of changes.